Welcome to the website of Owen Mitten Private Limited.

 

By accessing or using our website and services — including insurance solutions and corporate travel packages — you agree to be bound by the following terms and conditions.

 

Please read them carefully before proceeding.

 

⸻1. Definitions

 

•“We”, “Us”, “Our” refers to Owen Mitten Private Limited.

•“You”, “User”, “Client” refers to any person or entity using our services or browsing our website.

•“Services” refer to all insurance-related products, travel packages, and any other offerings by Owen Mitten.

 

⸻2. EligibilityYou must be at least 18 years of age to use our services. By agreeing to these terms, you confirm that you are legally eligible to enter into a binding agreement.

 

⸻3. Scope of ServicesOwen Mitten offers:

 

•Insurance products through tie-ups with policybazaar.com

•Group corporate travel packages in association with verified travel partners

•Advisory and facilitation services for both products

 

Final issuance and fulfillment of products may be subject to third-party approvals, underwriting, availability, and other external factors.

 

 

⸻4. User Responsibilities

 

When using our website or services, you agree to:

 

•Provide accurate, complete, and updated information

•Use the services only for lawful purposes

•Not misrepresent identity or authorization

•Not attempt unauthorized access to any part of our website or systems

 

⸻5. Payments and Cancellations

•All payments must be made in INR and are subject to applicable taxes.

•Insurance premium payments are non-refundable once the policy is issued unless stated otherwise by the insurer.

•Corporate group travel bookings are subject to vendor-specific cancellation and refund policies, which will be shared at the time of booking.

 

⸻6. DisclaimerOwen Mitten acts as a facilitator for insurance and travel services. While we strive to ensure accuracy and timely service, we are not responsible for:

 

•Delays or rejections by insurers or travel providers

•Losses due to third-party errors or acts beyond our control

•Policy underwriting decisions, claim settlements, or policy benefits

 

All insurance products are governed by the terms & conditions of the respective insurers.

 

⸻7. Limitation of LiabilityTo the maximum extent permitted by law, Owen Mitten shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services, including loss of data, profits, or business interruption.

 

⸻8. Intellectual Property

 

All content on this website including text, graphics, logos, and software — is the property of Owen Mitten or its content providers and is protected by applicable intellectual property laws. You may not reuse or reproduce any material without prior written consent.

 

⸻9. Third-Party ServicesWe may include links or references to third-party websites or services. We do not endorse or control these sites and are not responsible for their content, policies, or practices.

 

⸻10. TerminationWe reserve the right to suspend or terminate access to our services without notice if we detect misuse, fraud, or violation of these terms.

 

⸻11. Governing LawThese terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Ernakulam, Kerala, India.

 

⸻12. ModificationsWe may update or change these Terms & Conditions at any time. The revised version will be posted on this page with an updated date. Continued use of the website or services implies acceptance of the revised terms.

 

⸻13. Contact Us

For any queries or concerns related to these Terms & Conditions, please contact:

Owen Mitten Private Limited

Email: Contact@owenmitten.com

Phone: +91-9947386868

Website: www.owenmitten.com

Address: D6 Door No.28/495 Old No.XI/275 J108, Heavenly Plaza, Padamugal, Kakkanad P.O, Ernakulam, Kerala, Pin: 682030